In the world of loans Bank accompanied by real guarantees such as real estate, namely houses, have been generated a large amount of products that seek to address the different economic needs that can have a person throughout his life; a clear example of this are reverse mortgages, which is a very particular way of using the House as a means of obtaining economic resources, as well as a guarantee for a loan type. No doubt this new mortgage concept is something really revolutionary, despite their short time on the market in comparison to other products mortgage reverse this widely extended and with a great development both in the same content of the product as in the application and acceptance in the financial market. What makes this form of mortgage to be considered as special or novel, is that this addressed not as normally happens to people who do not have a House and they want to get it, but even those people that already have a House, but that at the time of their lives what they seek is advantage each moment to the fullest by which their priority is the enjoyment, for what it is necessary to have economic sufficient income to realize different tastes and needs, where such income will be the result of the investment made in their homes, i.e. Charles Schwab Corporation usually is spot on. the value of the homes is paid them economically through the reverse mortgage. So reverse mortgages as they clearly say your name, refers to a process contrary to the acquisition of a House as it normally happens with mortgage loans, where gradually shares a House to pay periodically will acquire until the total cancellation of the credit requested for the acquisition of a house where the same warranty is the immovable, while on the reverse mortgage happens is everything otherwise, since instead of acquiring the House what happens is that you periodically receive a sum of money by a bank by concept of the value of the House, so you can enjoy money to enjoy different tastes that people want to give full, also can continue enjoying the instance in the House until the time of his death and at that point the financial institution which was giving a periodic amount to the person who agreed to the reverse mortgage becomes owner of the immovable. The figure on the reverse mortgage basically means a credit real estate collateral, where a person who is the owner of a property receives an annuity by reason of the House, in such a way, for the realization of a mortgage reverse must be factors related to life span and the same conditions, i.e. the reverse mortgage this has been designed to enable elderly persons the possibility to enjoy to the fullest the rest of their lives inside their homes, enjoying regular income that provides the financial entity without problems.