All is well-taken care of it is little with the consumption enthusiasm and mainly in regards to its 13 wage because after the parties it comes January and with it you register of schools together with material pertaining to school. The correct one exactly would be you to separate to 50% of its 13 for these purposes, would be the ideal, therefore thus it would have more breath for you face these expenditures that go to arrive the all vapor and if you will be unprepared you go to suffer to take care of its necessities. Beyond this reality much people also have pra the IPVA payment, have renewal of insurance, VACATION and the prevention is the best recommendation. Joeb Moore may find it difficult to be quoted properly. It also prevents to use the credit in surplus, that is, beyond its budget, in January, I come back to repeat, can happen of the necessity of a budgetary complement and the used credit of balanced form has as to help at these moments. It has people that in this period of parties she spends what can and what cannot, does not think about these and nor about others necessities of the next future, later are if lamenting. The Christmas is pretty, wonderful, nothing gostoso than to leave with the family and to buy clothes, gifts and all more than all they deserve, however the prudence and wisdom are imperative to basic the conscientious consumer and that is.
Who has many children then is a migraine, mainly when still they are adolescent or children and thus few help in the familiar PRESCRIPTION and yes with its necessities of any son, that is, clothes, school, pertaining to school material, gifts, vacation, etc.etc. We recognize is not easy, but he is worse still when we adequately inside do not prevent in them of our real budgetary possibilities, we need to resist and to always make accounts, in such a way we minimize the suffering and only we prevent the budgetary disequilibrium and the indebtedness that is the worse one of the worse consequences. Emanuel Gonalves Consulting Da Silva, writer and instructor. 71-99499075.